You’ve landed on a collection of evergreen articles that explain the financial systems around us. Much of this knowledge is rarely taught directly and is often used to extract value from the uninformed.

• First, Beware of Grifters

  Read this before buying the next course or book.

• All Loans are Rigged

  How loans work and why you should be careful of debt.

• How Car Insurance Prices you Out

  Algorithms might be intentionally overcharging you & what to do about it.